Homeowners Insurance for Mobile Homes
Your home is the center of your daily life, and likely your most valuable asset. We are your solutions for Homeowners Insurance for Mobile Homes. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact.
My Florida Mobile Home Insurance can help you find the homeowner’s insurance for mobile homes that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing.
We know you’ve worked hard to turn your mobile home into the perfect living space for you and your family. Sometimes accidents like a kitchen fire or hurricane can cause major setbacks. That’s why we’re committed to your insurance needs. Homeowners Insurance for Mobile Homes work similar to a typical homeowners policy, but a few key differences.
Your Homeowners Insurance for Mobile Homes is most often made up of the specific options you choose. A Homeowners Insurance Policy for Mobile Homes typically includes protection for your:
Home & Structure(s) – To compensate you for repairing or replacing your home after a covered loss. Your policy can be customized to cover:
– The home
– Attached structures on your property, such as a carport or garage or decks
– Detached structures on your property, such as a shed or detached garage
Personal Property – pays for damages to most belongings inside your house (ex. furniture)
Additional Living Expenses – reimburses you for temporary housing if your home is seriously damaged by a covered loss
Liability Protection – For injuries to other people that might occur on your property (up to the limits you choose on your mobile home insurance policy)
Optional Coverages & Benefits for found in Homeowners Insurance for Mobile Homes
We know how special your mobile or manufactured home is to you, and we’re proud to offer to exceptional insurance policies that are that’s designed to meet your budget. You can add options like:
– Replacement Cost on Personal Property
– Replacement Cost on Dwelling
– Trip Coverage – Insurance while your home is being moved from one location to another.
– Golf Cart Coverage – coverage when your golf cart is damaged
– Animal Liability – Coverage if your dog bites or injures your guest.
– Insurance for High Value Items – Jewelry, watches, and guns have limited coverage under a homeowners policy. You can purchase extra coverage for these.
You qualify for savings and discounts simply by being a non-smoker, installing an alarm, having tie-downs, or by coordinating your Mobile Home and Auto Insurance policies.
Who can get a Homeowners Insurance for Mobile Home Policy?
Mobile homes and manufactured homes are eligible for coverage under a mobile home insurance policy. If you live in a travel trailer, we recommend that you buy a full timer’s RV policy – rather than a mobile home insurance policy. If you have a site built home, purchase a standard homeowners policy instead.
Renting your Mobile Home to others?
Are you a landlord? No problem! But be sure to purchase a landlord policy for your mobile home. Don’t buy a policy designed for homeowners insurance for mobile homes, or those designed for owner-occupants. And, don’t assume your regular policy will cover you if you later rent your home. Mobile homeowners insurance policies limit or exclude coverage when you rent the home. Avoid this problem. If you rent the home to others, buy a mobile home insurance policy!
Would you like a free quote on your Homeowners Insurance for Mobile Home?
We offer customized insurance policies at the lowest possible rate. Talk with a Florida Mobile Home specialist to learn how you can save on your your Homeowners Insurance for Mobile Homes in Florida.
Florida Mobile Home Insurance
It’s important to know how to buy mobile or manufactured home insurance to protect your family. Our buyer’s guide will help you determine how to get the coverage that is with your budget. We will help you find the most affordable and comprehensive coverage to protect your family.